Credit Union SA1-Year Fixed Home Loan Package Interest Only
Our 1 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.
At a glance
- Max LVR
- 80%
- Features
- redraw, extra repayments
Rates
Every rate Credit Union SA publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, Interest only | 1 yr fixed | - | 7.29% | 7.81% | - |
| Fixed | Owner occupied, Interest only | 1 yr fixed | - | 7.59% | 7.01% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Fixed, Investment, Interest only, 1 yr fixed | 6.79% | 7.29% | up 0.50 |
| 9 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed | 7.09% | 7.59% | up 0.50 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold it$395Annual fee
- When you close it or pay it offNo fee published
When you take it out2
- Application feeNo fee
- Settlement feeNo fee
While you hold it1
- Annual fee$395
When particular things happen5
- Guarantor Application Fee$200
- Increase an existing home loan packageNo fee
- Rate Lock Fee$600
- Split Loan Fee$100
- Split Loan Fee$150
Features
- No loan application or monthly fee
- Split Loans are available with eligible products
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Maximum LVR 80%
- Opening balance $150,000
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.