Credit Union SAVariable Home Loan Package Specials
Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
At a glance
- Variable (owner occ. P&I)
- 6.29%6.66% comparison
- Variable (investor P&I)
- 6.49%
- Max LVR
- 60%
- Features
- offset, redraw, extra repayments
Rates
Every rate Credit Union SA publishes for this home loan, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | 1–60% LVR | 6.74% | 7.49% | - |
| Variable | Investment, P&I | - | 1–60% LVR | 6.49% | 6.85% | - |
| Variable | Owner occupied, P&I | - | 1–60% LVR | 6.29% | 6.66% | - |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, Investment, Interest only, 1–60% LVR | 6.49% | 6.74% | up 0.25 |
| 9 Oct 2026 | Variable, Investment, P&I, 1–60% LVR | 6.24% | 6.49% | up 0.25 |
| 9 Oct 2026 | Variable, Owner occupied, P&I, 1–60% LVR | 6.04% | 6.29% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
7 fees published, grouped by when they're charged.
While you hold it1
- Annual fee$395
When particular things happen6
- In Person Settlement FeeNo fee
- Renegotiation FeeNo fee
- Security Handling Fee$150
- Solicitor Fee$0 to $999,999,999.99
- Split Loan Fee$100
- Split Loan Fee$150
Features
- No loan application or monthly fee
- Unlimited fee-free additional repayments
- Split Loans are available with eligible products
Eligibility and limits
- Minimum age 18
- Maximum LVR 60%
- Opening balance $150,000
Compare it with others
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.