Credit Union SAStandard Variable Rate Home Loan Interest Only
Our Standard Variable Rate Home Loan is ideal for those seeking significant flexibility – a rate that moves with the market and many convenient features.
Home loansBank updated 8 Oct 2026
At a glance
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
Rates
Every rate Credit Union SA publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | - | 7.99% | 7.90% | - |
| Variable | Owner occupied, Interest only | - | - | 9.39% | 8.51% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, Investment, Interest only | 7.74% | 7.99% | up 0.25 |
| 9 Oct 2026 | Variable, Owner occupied, Interest only | 9.14% | 9.39% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you take it out2
- Application fee$600
- Settlement fee$300
When particular things happen4
- Guarantor Application Fee$200
- Increase an existing standard variable rate home loan$300
- Split Loan Fee$100
- Split Loan Fee$150
Features
Offset accountRedrawExtra repayments
- Split Loans are available with eligible products
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Maximum LVR 80%
- Opening balance $20,000
Compare it with others
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.