At a glance
- Annual fee
- $395
- Features
- offset, redraw, extra repayments
Rates
The one rate Dnister Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| IntroductoryFixed rate introductory, 2 years for loans over $200,000 | Owner occupied, P&I | 2 yrs intro | - | 6.37% | 6.94% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Introductory, Owner occupied, P&I, 2 yrs intro | 6.14% | 6.37% | up 0.23 |
Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $2508 fees, each listed below
- While you hold it$395 a yearAnnual Fee HL Package
- When you close it or pay it offNo fee published
When you take it out8
- ASIC Lodgement$50
- Bank Cheque$15
- Bank Production$150
- Company Search$50
- Discharge of Mortgage$200
- Loan Establishment Fee$250
- Title Search$49.50
- Withdrawal of Caveat$100
While you hold it1
- Annual Fee HL Package
The discount is only available during an introductory period
$395 a year
When you make a transaction1
- Redraw FeeNo fee
When particular things happen1
- Split Fee$300
Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident
- Amount from $200,000, no maximum
Compare it with others
Put this product through a calculator
Published by Dnister under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.