Fire Service Credit UnionL25 Firefighter Package
FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.
Home loansBank updated 15 Oct 2026
At a glance
- Variable (owner occ. P&I)
- 6.14%6.41% comparison
- Features
- offset, redraw, extra repayments
Rates
Every rate Fire Service Credit Union publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew Money for Owner occupied with a LVR not exceeding 60% | Owner occupied, P&I | - | - | 6.14% | 6.41% | - |
| VariableNew Money for owner occupied with a LVR not exceeding 80% or greater than 80% with LMI | Owner occupied, P&I | - | - | 6.49% | 6.76% | - |
Fees
7 fees published, grouped by when they're charged.
When you take it out2
- Existing Mortgage Increase Application Fee$150
- Home Loan 1st Mortgage Application Fee$300
When particular things happen5
- Annual Service Fee$300
- Home Loan RedrawNo fee
- LTO Mortgage Discharge ##$204
- Mortgage Discharge Admin Fee #$150
- Mortgage Discharge Doc Fee ##$235.75
Features
Offset accountRedrawExtra repaymentsDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Australian Residents only
- Available to individuals
- Amount from $150,000, no maximum
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
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Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.