Fire Service Credit Union
L25 Firefighter Package
FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.
Home loansBank updated 1 July 2026
At a glance
- Variable (owner occ. P&I)
- 5.89% · 6.17% comparison
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNew Money for Owner occupied with a LVR not exceeding 60% | Owner occupied · P&I | — | — | 5.89% | 6.17% | — |
| VariableNew Money for owner occupied with a LVR not exceeding 80% or greater than 80% with LMI | Owner occupied · P&I | — | — | 6.24% | 6.51% | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Annual Service Fee | Event | $300 | — | — |
| Home Loan Redraw | Event | No fee | — | — |
| LTO Mortgage Discharge ## | Event | $204 | — | — |
| Mortgage Discharge Admin Fee # | Event | $150 | — | — |
| Mortgage Discharge Doc Fee ## | Event | $235.75 | — | — |
| Existing Mortgage Increase Application Fee | Upfront | $150 | — | — |
| Home Loan 1st Mortgage Application Fee | Upfront | $300 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to individuals
- · Amount $150,000 to no maximum
- · To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.