Fire Service Credit UnionL26 Home Loan
FSCU offer a Standard Variable home loan for members seeking to purchase a new home or refinance their current home loan, with competitive rates, unlimited extra repayments and no annual fee.
At a glance
- Variable (owner occ. P&I)
- 6.69%6.70% comparison
- Features
- offset, redraw, extra repayments
Rates
The one rate Fire Service Credit Union publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | - | 6.69% | 6.70% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, P&I | 6.44% | 6.69% | up 0.25 |
Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you take it out3
- Existing Mortgage Increase Application Fee$150
- Home Loan 1st Mortgage Application Fee$300
- PEXA Settlement Fee #$71.28
When particular things happen3
- Discharge Mortgage Amin Fee##$150
- LTO Mortgage Discharge ##$204
- Mortgage Discharge Doc Fee ##$235.75
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian Residents only
- Available to individuals
- Amount from $25,000, no maximum
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
Compare it with others
Put this product through a calculator
Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.