Fire Service Credit Union
L26 Home Loan
FSCU offer a Standard Variable home loan for members seeking to purchase a new home or refinance their current home loan, with competitive rates, unlimited extra repayments and no annual fee.
Home loansBank updated 1 July 2026
At a glance
- Variable (owner occ. P&I)
- 6.44% · 6.45% comparison
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied · P&I | — | — | 6.44% | 6.45% | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge Mortgage Amin Fee## | Event | $150 | — | — |
| LTO Mortgage Discharge ## | Event | $204 | — | — |
| Mortgage Discharge Doc Fee ## | Event | $235.75 | — | — |
| Existing Mortgage Increase Application Fee | Upfront | $150 | — | — |
| Home Loan 1st Mortgage Application Fee | Upfront | $300 | — | — |
| PEXA Settlement Fee # | Upfront | $71.28 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to individuals
- · Amount $25,000 to no maximum
- · To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.