The Finance Algorithm
Fire Service Credit Union logoFire Service Credit Union

L6 Investment Loan

FSCU offer an Investment Home Loan for a member who is seeking to purchase or refinance an investment property, with competitive rates and unlimited extra repayments.

Home loansBank updated 15 Oct 2026

At a glance

Variable (investor P&I)
6.69%
Features
offset, redraw, extra repayments

Rates

The one rate Fire Service Credit Union publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I--6.69%6.70%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
16 Oct 2026Variable, Investment, P&I6.19%6.69%up 0.50

Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.

Fees

5 fees published, grouped by when they're charged.

When you take it out2

  • Existing Mortgage Increase Application Fee
    $150
  • Home Loan 1st Mortgage Application Fee
    $300

When particular things happen3

  • Discharge Mortgage Adm Fee##
    $150
  • LTO Mortgage Discharge ##
    $204
  • Mortgage Discharge Doc Fee ##
    $235.75

Features

Offset accountRedrawExtra repaymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Residents only
  • Available to individuals
  • To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.

Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.