Fire Service Credit UnionL5 Mortgage Insured Home Loan
FSCU offer the Mortgage Insure home loan with lenders mortgage insurance (LMI), this may help you enter the property market sooner by taking out a home loan with a smaller deposit
At a glance
- Variable (owner occ. P&I)
- 6.34%6.35% comparison
- Features
- offset, redraw, extra repayments
Rates
The one rate Fire Service Credit Union publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | - | 6.34% | 6.35% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, P&I | 6.09% | 6.34% | up 0.25 |
Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you take it out3
- Application Fee #$150
- Application Fee #$300
- PEXA Settlement Fee$71.28
When particular things happen3
- Discharge Mortgage Amin Fee##$150
- LTO Mortgage Discharge ##$204
- Mortgage Discharge Doc Fee ##$235.75
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian Residents only
- Available to individuals
- Amount from $150,000, no maximum
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
Compare it with others
Put this product through a calculator
Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.