Fire Service Credit Union
L5 Mortgage Insured Home Loan
FSCU offer the Mortgage Insure home loan with lenders mortgage insurance (LMI), this may help you enter the property market sooner by taking out a home loan with a smaller deposit
Home loansBank updated 1 July 2026
At a glance
- Variable (owner occ. P&I)
- 6.09% · 6.10% comparison
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied · P&I | — | — | 6.09% | 6.10% | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge Mortgage Amin Fee## | Event | $150 | — | — |
| LTO Mortgage Discharge ## | Event | $204 | — | — |
| Mortgage Discharge Doc Fee ## | Event | $235.75 | — | — |
| Application Fee # | Upfront | $150 | — | — |
| Application Fee # | Upfront | $300 | — | — |
| PEXA Settlement Fee | Upfront | $71.28 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to individuals
- · Amount $150,000 to no maximum
- · To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.