Extended Home Loan
Extended Home Loan
Future Assist Home Loans publishes this at the same rates and fees as Abacus Home Loans's Extended Home Loan, under the same ABN.
At a glance
- Variable (owner occ. P&I)
- 6.89%
- Variable (investor P&I)
- 7.09%
- Max LVR
- 95%
- Features
- offset, redraw, extra repayments
Rates
Every rate Future Assist Home Loans publishes for this home loan, 32 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%6.89%
- 60–80%6.99%
- 80–90%6.99%
- 90–95%7.09%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 7.69% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 7.79% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.79% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.49% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.89% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 7.49% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 7.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 7.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 7.29% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 7.69% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,500,000 | 7.49% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–80% LVR, $50,000–$3,500,000 | 7.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.19% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 80–90% LVR, $50,000–$3,500,000 | 7.59% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.29% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 90–95% LVR, $50,000–$3,500,000 | 7.69% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 6.89% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,500,000 | 7.29% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 6.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–80% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 6.99% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 80–90% LVR, $50,000–$3,500,000 | 7.39% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 7.09% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 90–95% LVR, $50,000–$3,500,000 | 7.49% | - | - |
Fees
37 fees published, grouped by when they're charged.
- When you take it outUp to $75036 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it off$595Discharge Administration Fee
When you take it out36
- Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Investment properties
4.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties.
4.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Investment properties
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.
5.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Investment properties
4.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties.
2.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties.
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Investment properties
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties.
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Investment properties
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Investment properties
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Investment properties
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95% for Investment properties
5.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Investment properties
3.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.
4.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Investment properties
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties.
1.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties.
4.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties.
3.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties.
1.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Investment properties
3.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Investment properties
5.00% of balance - Risk Fee - 40Y loading
This fee loading applies to extended-term (40-year) loans with an LVR between 80% and 95%.
0.25% of balance - Risk Fee - 40Y loading
This fee loading applies to extended-term (40-year) loans with an LVR below 80% for Owner Occupied Loans.
0.50% of balance - Risk Fee - 40Y loading
This fee loading applies to extended-term (40-year) loans with an LVR below 80% for Investment Loans.
0.75% of balance - Third Party Costs
At cost
$0 to $0 - Upfront Construction Review Fee$750
- Valuation Fee
At Cost
$0 to $0
When you close it or pay it off1
- Discharge Administration Fee$595
Features
- LMI Available
- Split Loan
Eligibility and limits
- Minimum age 18
- Maximum age 85
- Residency: Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Available to businesses
- Minimum balance $50,000
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
- Meets our lending eligibility criteria
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Published by Future Assist Home Loans under the Consumer Data Right, last changed by them on 7 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.