At a glance
- Variable (investor P&I)
- 6.38%
- Max LVR
- 80%
- Annual fee
- $299
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInv Green Plus Home Loan (<=80% LVR) | Investment · P&I | — | — | 6.38% | 6.66% | — |
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Construction Additional Progress Payment Fee | Event | $150 | — | Payable from the 6th draw down (after the first 5 progress draw downs) |
| Construction Final Inspection Fee | Event | $325 | — | Payable when inspection/valuation is undertaken at final draw down |
| Construction Progress Inspection Fee | Event | $150 | — | Payable if an inspection is undertaken during the construction period |
| Discharge of Mortgage Fee | Event | $300 | — | Payable at the time of each discharge of mortgage |
| Security Variation Fee | Event | No fee | — | Payable if Gateway agrees to vary the security on an existing loan |
| Switch Fee | Event | $150 | — | Payable if Gateway agrees to vary the Loan Agreement on existing Gateway loan as follows: Product switch (e.g. from variable rate to a fixed rate) Repayment switch (e.g. P&I to Interest Only) Split (… |
| Top Up Fee | Event | No fee | — | Payable at settlement when increasing loan borrowings |
| Valuation Fee | Event | No fee | — | Payable if valuation required per property. Applies to standard single residential dwellings to $1 million in Metro locations and $500,000 in Regional locations (maximum land area 2.2ha/5 acres) NIL(… |
| Discharge Fee - Per Additional Security | Exit | $95 | — | Discharge Fee - Per Additional Security |
| Annual Package Fee | Periodic | $299 | Every 1 yr | Payable at settlement and then again on each anniversary |
| Establishment Fee | Upfront | No fee | — | Payable at settlement of new loan, and may be payable at substitution of security or when adding a new security |
| Legal Fee | Upfront | No fee | — | Payable at settlement to cover solicitor's documentation costs |
| Mortgage Registration Fee | Upfront | No fee | — | Government charges at cost |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
§ 04 — Eligibility & limits
- · Available to individuals
- · Amount $250,000 to $2,000,000
- · Maximum LVR 80%
- · To be eligible for Gateway's Investor Green Plus Home Loan, the property must have one of the following; a 7 Star Nationwide House Energy Rating Scheme (NatHERS), a 7 Star Residential Efficiency Scor…
- · This loan is eligible for the purchase of existing homes, refinancing of an existing home, or construction of new builds.
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.