Gateway BankAllium Money Essentials Inv IO
Allium Money Essentials Inv IO
Home loansBank updated 13 Oct 2026
At a glance
- Max LVR
- 80%
- Features
- redraw, extra repayments
Rates
The one rate Gateway Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAllium Money Essentials Inv IO - <= 80% LVR | Investment, Interest only | - | - | 6.79% | 6.79% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Variable, Investment, Interest only | 6.54% | 6.79% | up 0.25 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
When you take it out1
- Split Fee$99
When you make a transaction1
- OTC Withdrawal Fee$4
When particular things happen3
- Cheque Withdrawal Fee$10
- QuickDebit Dishonour Fee$15
- Switch Fee$150
Features
RedrawExtra repaymentsDigital banking
- Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
Eligibility and limits
- Minimum age 18
- Amount $150,000 to $2,000,000
- Maximum LVR 80%
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.