Gateway Bank
Allium Money Essentials Inv IO
Allium Money Essentials Inv IO
Home loansBank updated 1 July 2026
At a glance
- Max LVR
- 80%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAllium Money Essentials Inv IO - <= 80% LVR | Investment · Interest only | — | — | 6.54% | 6.54% | — |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque Withdrawal Fee | Event | $10 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
| Switch Fee | Event | $150 | — | — |
| OTC Withdrawal Fee | Transaction | $4 | — | — |
| Split Fee | Upfront | $99 | — | — |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $150,000 to $2,000,000
- · Maximum LVR 80%
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.