At a glance
- Pricing
- Rates on application
- Max LVR
- 95%
- Features
- offset, extra repayments
Fees
2 fees published, grouped by when they're charged.
- When you take it outFrom $0Third Party Costs
- While you hold itNo fee published
- When you close it or pay it off$1,500Discharge Administration Fee
When you take it out1
- Third Party Costs
At Cost. This fee is applicable for Standard Loans
From $0
When you close it or pay it off1
- Discharge Administration Fee$1,500
Features
Offset accountExtra repaymentsDigital bankingGoogle Pay or Apple Pay
- Multiple loan splits - Available
- Repayment frequency: Monthly, fortnightly and weekly - during P&I period
- Repayment frequency: Monthly - during IO period
- transactions via internet, phone, BPay, debit card, ATM
Eligibility and limits
- Minimum age 18
- Residency: is either an Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Amount $50,000 to $3,500,000
- Maximum LVR 95%
- be an Essential Worker, defined as: - a permanently employed (full time and non-probationary): - nurse; - paramedic; - State or Federal police officer; - fire fighter; and/or - primary or secondary s…
- be a Professional Worker, defined as a: - University degree qualified professional that holds an Australian or overseas university degree and works in the following professions or industries: - medic…
- meet our lending eligibility criteria
- provide sufficient security in accordance with our lending eligibility criteria
- guarantor who supports the loan also meets our lending eligibility criteria.
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Published by Granite Home Loans Pty Ltd under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.