At a glance
- Pricing
- Rates on application
- Max LVR
- 90%
- Annual fee
- $395
- Features
- offset, extra repayments
Fees
38 fees published, grouped by when they're charged.
- When you take it outUp to $49533 fees, each listed below
- While you hold it$395 a yearLender's Annual Facility Fee
- When you close it or pay it off$2,200Discharge Administration Fee
When you take it out33
- Fixed Rate Lock Fee
Optional
$495 - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95% for Investment properties
5.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Investment properties
5.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Owner Occupied properties.
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Investment properties
5.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Owner Occupied properties.
3.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Owner Occupied properties.
2.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Owner Occupied properties.
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Owner Occupied properties.
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Owner Occupied properties.
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Owner Occupied properties.
1.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Owner Occupied properties.
1.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 94% to 95%for Owner Occupied properties.
5.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 93% to 94% for Owner Occupied properties.
5.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 92% to 93% for Owner Occupied properties.
4.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Owner Occupied properties.
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Owner Occupied properties.
4.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Owner Occupied properties.
3.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Owner Occupied properties.
3.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 87% to 88% for Investment properties
3.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 88% to 89% for Investment properties
3.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 89% to 90% for Investment properties
4.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 90% to 91% for Investment properties
4.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 91% to 92% for Investment properties
5.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 84% to 85% for Investment properties
2.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 86% to 87% for Investment properties
3.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 80% to 81% for Investment properties
1.75% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 81% to 82% for Investment properties
2.00% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 82% to 83% for Investment properties
2.25% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 83% to 84% for Investment properties
2.50% of balance - Lenders Protection Fee
This fee is applicable to loans with an LVR from 85% to 86% for Investment properties
3.00% of balance - Third Party Costs
At cost. This fee is applicable for SMSF Loans
From $0 - Valuation Fee
At cost for commercial properties.
From $0
While you hold it1
- Lender's Annual Facility Fee$395 a year
When particular things happen3
- Document reissue fee
Excluding GST
$110 - Loan Account Variation Fee$250
- Loan Facility Variation Fee$450
When you close it or pay it off1
- Discharge Administration Fee
This fee is applicable for SMSF Loans
$2,200
Features
- Repayment frequency: Monthly, fortnightly and weekly - during P&I period
- Repayment frequency: Monthly - during IO period
- transactions via internet, phone, BPay, debit card, ATM
- Repayment method: Salary credit/Direct debit
Eligibility and limits
- Minimum age 18
- Residency: the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia
- Available to businesses
- Amount $50,000 to $3,500,000
- Maximum LVR 90%
- must hold a beneficial interest in the security property
- must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1…
- must hold the legal interest in the security property on trust for the SMSF
- meets our lending eligibility criteria
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
- The maximum loan term is 360 months for Principal & Interest
- The maximum loan term is 60 months for Interest Only
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Published by Granite Home Loans Pty Ltd under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.