The Finance Algorithm
Horizon Bank logoHorizon Bank

First Home Buyer Loan - Investment Interest Only

A variable interest only residential investment loan available first time investors who have not previously purchased property.

Home loansBank updated 22 May 2026

At a glance

Max LVR
95%
Features
offset, redraw, extra repayments

Rates

Every rate Horizon Bank publishes for this home loan, 2 in all.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-≤70% LVR6.19%6.19%-
VariableInvestment, Interest only-70–90% LVR6.34%6.34%-

Features

Offset accountRedrawExtra repaymentsInstant paymentsDigital banking

Eligibility and limits

  • Available to individuals
  • Maximum LVR 95%
  • Minimum balance $250,000
  • This loan is only available for First Home buyers

Published by Horizon Bank under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.