Horizon Bank
1 Year Fixed Home Loan - Interest Only
Int Only Fixed 1 yr
Home loansBank updated 22 May 2026
At a glance
- Max LVR
- 95%
- Annual fee
- $150
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · Interest only | 1 yr fixed | ≤70% LVR | 6.24% | 6.73% | — |
| Fixed | Owner occupied · Interest only | 1 yr fixed | 70–90% LVR | 6.39% | 6.88% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | No fee | — | A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/ |
| 150_OFFSET_FEE | Periodic | $150 | Every 1 yr | Only payable if OFFSET feature enabled |
| 350_ESTABLISHMENT_FEE | Upfront | $350 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Maximum LVR 95%
- · Minimum balance $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.