Horizon Bank
2 Year Fixed Home Loan - Interest Only
Int Only Fixed 2 yrs
Home loansBank updated 22 Sept 2026
At a glance
- Max LVR
- 95%
- Annual fee
- $150
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · Interest only | 2 yrs fixed | ≤70% LVR | 6.34% | 6.72% | — |
| Fixed | Owner occupied · Interest only | 2 yrs fixed | 70–90% LVR | 6.49% | 6.87% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LEGAL_AND_VALUATION_FEES | Cash advance | No fee | — | Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable. |
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | No fee | — | A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/ |
| 150_OFFSET_FEE | Periodic | $150 | Every 1 yr | Only payable if OFFSET feature enabled |
| 350_ESTABLISHMENT_FEE | Upfront | $350 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Maximum LVR 95%
§ 06 — Run the numbers
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Published by Horizon Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.