Horizon Bank2 Year Fixed Home Loan - Interest Only
Int Only Fixed 2 yrs
At a glance
- Max LVR
- 95%
- Annual fee
- $150
- Features
- offset, redraw, extra repayments
Rates
Every rate Horizon Bank publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied, Interest only | 2 yrs fixed | ≤70% LVR | 6.44% | 6.94% | - |
| Fixed | Owner occupied, Interest only | 2 yrs fixed | 70–90% LVR | 6.59% | 7.09% | - |
Rate changes
4 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, ≤70% LVR | 6.34% | 6.44% | up 0.10 |
| 8 Oct 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, 70–90% LVR | 6.49% | 6.59% | up 0.10 |
| 23 Sept 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, ≤70% LVR | 6.19% | 6.34% | up 0.15 |
| 23 Sept 2026 | Fixed, Owner occupied, Interest only, 2 yrs fixed, 70–90% LVR | 6.34% | 6.49% | up 0.15 |
Each change is logged the night it appears in the rates Horizon Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
- When you take it out$350350_ESTABLISHMENT_FEE
- While you hold it$150 a year150_OFFSET_FEE
- When you close it or pay it offNo fee published
When you take it out1
- 350_ESTABLISHMENT_FEE$350
While you hold it1
- 150_OFFSET_FEE
Only payable if OFFSET feature enabled
$150 a year
When you make a transaction2
- LEGAL_AND_VALUATION_FEES
Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.
No fee - OTHER_FEES_AND_CHARGES_MAY_APPLY
A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/
No fee
Features
Eligibility and limits
- Available to individuals
- Maximum LVR 95%
Compare it with others
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.