La Trobe FinancialBridging Loan
Our Bridging Loan is a short-term financing solution that is designed to ease property transitions. It allows applicants to buy or construct a new property before finalising the sale of their existing one. La Trobe Financial combines both loans and adds the future interest onto the total loan amount. This unique feature eliminates the need for repayments during the bridging period, making the transition between properties smoother.
At a glance
- Pricing
- Rates on application
- Max LVR
- 80%
- Annual fee
- $180
- Features
- redraw, extra repayments
Rates
The one rate La Trobe Financial publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableInterest only repayments during bridging period; principal and interest repayments required if a residual debt is present. Interest rate may differ after bridging period. Interest budget is included… | Interest only | - | - | 8.49% | 8.82% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 29 Oct 2026 | Variable, Interest only | 8.29% | 8.49% | up 0.20 |
Each change is logged the night it appears in the rates La Trobe Financial publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it out1.25% of transactionApplication Fee
- While you hold it$15 a monthMonthly Account Fee
- When you close it or pay it offNo fee published
When you take it out1
- Application Fee1.25% of transaction
While you hold it1
- Monthly Account Fee$15 a month
Features
Eligibility and limits
- Minimum age 18
- Residency: Available to Australian residents only
- Amount $100,000 to $50,000,000
- Maximum LVR 80%
- Interest rate and LVR may differ depending on security property size and location
- Loan terms up to 30 years, bridging term up to 2 years
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Put this product through a calculator
Published by La Trobe Financial under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.