La Trobe FinancialExpatriate Loan
A loan for Australian citizens working or living abroad looking to buy property or refinance an existing loan to consolidate debt or access equity.
At a glance
- Pricing
- Rates on application
- Variable (owner occ. P&I)
- 7.74%, 8.19% comparison
- Variable (investor P&I)
- 7.74%
- Max LVR
- 80%
- Annual fee
- $180
- Features
- redraw, extra repayments
Rates
The one rate La Trobe Financial publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 7.74% | 8.19% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 29 Oct 2026 | Variable, P&I | 7.49% | 7.74% | up 0.25 |
Each change is logged the night it appears in the rates La Trobe Financial publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it out7.50% of transactionApplication Fee
- While you hold it$15 a monthMonthly Account Fee
- When you close it or pay it offNo fee published
When you take it out1
- Application Fee7.50% of transaction
While you hold it1
- Monthly Account Fee$15 a month
Features
RedrawExtra repaymentsGuarantor optionDigital banking
Eligibility and limits
- Minimum age 18
- Residency: Only available for Australian citizens living overseas
- Employment: Available to customers who are either PAYG or self-employed
- Available to individuals
- Amount $100,000 to $40,000,000
- Maximum LVR 80%
- Borrower must be an Australian citizen
- Interest rate and LVR may differ depending on security property size and location
- Loan terms up to 30 years
Compare it with others
Put this product through a calculator
Published by La Trobe Financial under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.