The Finance Algorithm
La Trobe Financial logoLa Trobe Financial

Non-Resident Loan

A loan for International borrowers looking to invest in Australian real estate with Foreign Investment Review Board (“FIRB”) approval.

Home loansRates on applicationLender updated 31 Aug 2026
Apply at La Trobe Financial ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Pricing
Rates on application
Variable (investor P&I)
8.14%
Max LVR
75%
Annual fee
$180
Features
extra repayments

Rates

The one rate La Trobe Financial publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, P&I--8.14%8.59%-

Fees

3 fees published, grouped by when they're charged.

  1. When you take it outVaries2 fees, each listed below
  2. While you hold it$15 a monthMonthly Account Fee
  3. When you close it or pay it offNo fee published

When you take it out2

  • Application Fee

    1.00% Non-Resident Loan Premium may apply

    1.00% of balance
  • Application Fee
    1.50% of transaction

While you hold it1

  • Monthly Account Fee
    $15 a month

Features

Extra repaymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Only available to non-residents/non-citizens of Australia
  • Employment: Available to customers who are either PAYG or self-employed
  • Available to individuals
  • Amount $100,000 to $5,000,000
  • Maximum LVR 75%
  • Foreign Investment Review Board (FIRB) approval required
  • Interest rate and LVR may differ depending on security property size and location
  • Loan terms up to 30 years

Published by La Trobe Financial under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.