La Trobe FinancialRural Residential Lite Doc
Our Residential-Rural Loan product is designed to help borrowers purchase rural properties. Designed for those looking to purchase or refinance non-metro rural properties, typically ranging up to 100 acres in size, for either personal or investment purposes. Whether you’re aspiring to own a rural dwelling or expand your property portfolio, our loan product provides the financial support you need.
At a glance
- Pricing
- Rates on application
- Variable (owner occ. P&I)
- 8.49%, 8.82% comparison
- Variable (investor P&I)
- 8.49%
- Max LVR
- 75%
- Annual fee
- $180
- Features
- redraw, extra repayments
Rates
The one rate La Trobe Financial publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 8.49% | 8.82% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 29 Oct 2026 | Variable, P&I | 8.24% | 8.49% | up 0.25 |
Each change is logged the night it appears in the rates La Trobe Financial publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it out1.25% of transactionApplication Fee
- While you hold it$15 a monthMonthly Account Fee
- When you close it or pay it offNo fee published
When you take it out1
- Application Fee1.25% of transaction
While you hold it1
- Monthly Account Fee$15 a month
Features
Eligibility and limits
- Minimum age 18
- Residency: Available to Australian residents only
- Employment: Available to customers who are PAYG and/or self-employed
- Amount $100,000 to $2,500,000
- Maximum LVR 75%
- Approval subject to acceptable security location and property size between 25-100 acres
- Interest rate and LVR may differ depending on security property size and location
- Loan terms up to 30 years
Compare it with others
Put this product through a calculator
Published by La Trobe Financial under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.