LJHLink Bridging Home Loan
Short-term bridging finance, used to purchase a new owner-occupied property before the sale of an existing property. This loan reverts to a Link Standard Home Loan once the bridging period is complete.
LJ Hooker Home Loans publishes this at the same rates and fees as Firstmac's Bridging Home Loan, under the same ABN.
At a glance
- Max LVR
- 80%
- Features
- extra repayments
Rates
The one rate LJH publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedRepayment terms: Months 1–3 no interest is capitalised and no monthly repayments required; Months 4–6 interest accrues and is capitalised to the loan with no repayments required; remaining term inter… | Owner occupied, Interest only | 1 yr fixed | ≤80% LVR | 8.44% | 7.00% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 29 Oct 2026 | Fixed, Owner occupied, Interest only, 1 yr fixed, ≤80% LVR | 8.69% | 8.44% | down 0.25 |
Each change is logged the night it appears in the rates LJ Hooker Home Loans publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
When particular things happen2
- Bridging Loan Setup Fee
A fee of 1% of the total loan amount charged at settlement of your Bridging Loan
1.00% of balance - Valuation Fee
A variable fee applied to each security, charged at cost, to determine the value of the assets used as security for the loan.
From $221
When you close it or pay it off2
- Discharge Administration Fee
A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if loan runs to term.
$300 - Discharge Documentation Fee
A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if loan runs to term.
$250
Features
Eligibility and limits
- Minimum age 18
- Residency: Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.
- Amount $50,000 to $3,000,000
- Maximum LVR 80%
- The loan term must be at least 15 years.
- The loan term cannot exceed 30 years.
Compare it with others
Put this product through a calculator
Published by LJ Hooker Home Loans under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.