LJHLink SMSF Home Loan
LJ Hooker's Link SMSF Loan suits residential or commercial property, with fixed or variable rates, flexible repayments, and fast approvals. Borrow $50,000–$3,000,000 (up to 80% LVR), make unlimited extra repayments on variable loans, and pay $0 ongoing fees, with no application, settlement, or legal fees on refinances.
LJ Hooker Home Loans publishes this at the same rates and fees as Firstmac's SMSF Home Loan, under the same ABN.
At a glance
- Variable (investor P&I)
- 7.34%
- Max LVR
- 80%
- Features
- extra repayments
Rates
Every rate LJH publishes for this home loan, 11 in all.
Variable and fixed, at 80% LVR
Investment, principal and interest, the lowest rate for each
- Variabletypical 6.59%7.54%
- 2 yrs fixed7.84%
- 3 yrs fixed7.94%
- 5 yrs fixed8.39%
Variable rate by LVR
Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%7.34%
- ≤70%7.94%
- 60–70%7.39%
- 70–80%7.54%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, P&I | 2 yrs fixed | ≤80% LVR | 7.84% | 7.62% | - |
| Fixed | Investment, P&I | 2 yrs fixed | ≤80% LVR | 8.84% | - | - |
| Fixed | Investment, P&I | 3 yrs fixed | ≤80% LVR | 7.94% | 7.68% | - |
| Fixed | Investment, P&I | 3 yrs fixed | ≤80% LVR | 8.94% | - | - |
| Fixed | Investment, P&I | 5 yrs fixed | ≤80% LVR | 8.39% | 7.98% | - |
| Fixed | Investment, P&I | 5 yrs fixed | ≤80% LVR | 9.39% | - | - |
| Variable | Investment, P&I | - | ≤60% LVR | 7.34% | 7.36% | - |
| Variable | Investment, P&I | - | ≤70% LVR | 7.94% | - | - |
| Variable | Investment, P&I | - | 60–70% LVR | 7.39% | 7.41% | - |
| Variable | Investment, P&I | - | 70–80% LVR | 7.54% | 7.56% | - |
| Variable | Investment, P&I | - | 70–80% LVR | 7.99% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outNo feeApplication Fee
- While you hold itNo fee published
- When you close it or pay it offUp to $3002 fees, each listed below
When you take it out1
- Application Fee
No application fee is charged when setting up the loan.
No fee
When particular things happen2
- Documentation Fee
The documentation fee is only applicable for purchase applications. There will be no documentation fee charged for refinance applications.
$490 - Valuation Fee
A variable fee charged at cost to assess the value of the property used as security for the loan, starting from a minimum amount.
From $221
When you close it or pay it off2
- Discharge Administration Fee
A fee applied when releasing our mortgage to cover administrative processing of the discharge request. Waived if loan runs to term.
$300 - Discharge Documentation Fee
A fee charged for preparing the necessary documentation when the loan is fully repaid and discharged. Waived if loan runs to term.
$250
Features
Eligibility and limits
- Minimum age 18
- Residency: Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia.
- Amount $50,000 to $3,000,000
- Eligible for consumers with a Self-Managed Super Fund (SMSF) where the trustee of the super fund is a corporate entity.
- The loan term must be at least 15 years.
- The loan term cannot exceed 30 years.
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Published by LJ Hooker Home Loans under the Consumer Data Right, last changed by them on 29 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.