Mortgage Choice FreedomMortgage Choice Freedom Move with End Debt
Bridging home loan for purchasing before selling, where an ongoing mortgage on the new property remains after sale of the existing property.
At a glance
- Pricing
- Rates on application
- Max LVR
- 85%
- Features
- offset, redraw, extra repayments
Rates
Every rate Mortgage Choice Freedom publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | 70–80% LVR | 9.39% | 9.54% | - |
| Variable | Owner occupied, Interest only | - | 80–85% LVR | 9.89% | 10.05% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, Owner occupied, Interest only, 70–80% LVR | 9.14% | 9.39% | up 0.25 |
| 13 Oct 2026 | Variable, Owner occupied, Interest only, 80–85% LVR | 9.64% | 9.89% | up 0.25 |
Each change is logged the night it appears in the rates Mortgage Choice Freedom publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $1,5004 fees, each listed below
- While you hold itVaries2 fees, each listed below
- When you close it or pay it off$299Discharge Fee
When you take it out4
- Application Fee$1,500
- Bridging Deposit
Refundable: paid after unconditional approval, refunded at settlement
$750 - Settlement Fee$330
- Valuation Fee
Charged at cost
From $23
While you hold it2
- Offset Account FeeNo fee
- Ongoing FeeNo fee
When you make a transaction2
- Redraw FeeNo fee
- Split Loan FeeNo fee
When you close it or pay it off1
- Discharge Fee$299
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Available to individuals
- Amount $100,000 to $3,000,000
- Maximum LVR 85%
- Lending criteria and T&Cs apply
- Maximum loan term 12 months
Compare it with others
Put this product through a calculator
Published by Mortgage Choice Freedom under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.