Mortgage Choice FreedomMortgage Choice Freedom Move with No End Debt
Bridging home loan for purchasing before selling, where no ongoing mortgage remains after sale of the existing property.
At a glance
- Pricing
- Rates on application
- Max LVR
- 85%
- Features
- offset, redraw, extra repayments
Rates
Every rate Mortgage Choice Freedom publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | 70–80% LVR | 8.69% | 8.79% | - |
| Variable | Owner occupied, Interest only | - | 80–85% LVR | 9.19% | 9.29% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, Owner occupied, Interest only, 70–80% LVR | 8.44% | 8.69% | up 0.25 |
| 13 Oct 2026 | Variable, Owner occupied, Interest only, 80–85% LVR | 8.94% | 9.19% | up 0.25 |
Each change is logged the night it appears in the rates Mortgage Choice Freedom publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
- When you take it outUp to $7504 fees, each listed below
- While you hold itVaries2 fees, each listed below
- When you close it or pay it off$299Discharge Fee
When you take it out4
- Application Fee
0.60% of peak debt
0.60% of balance - Bridging Deposit
Refundable: paid after unconditional approval, refunded at settlement
$750 - Settlement Fee$330
- Valuation Fee
Charged at cost
From $23
While you hold it2
- Offset Account FeeNo fee
- Ongoing FeeNo fee
When you make a transaction2
- Redraw FeeNo fee
- Split Loan FeeNo fee
When you close it or pay it off1
- Discharge Fee$299
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Available to individuals
- Amount $100,000 to $3,000,000
- Maximum LVR 85%
- Lending criteria and T&Cs apply
- Maximum loan term 12 months
Compare it with others
Put this product through a calculator
Published by Mortgage Choice Freedom under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.