Mezy Assets Pty Ltd t/as Mortgage EzyPropel Ezy SMSF
Mortgage Ezy Propel SMSF residential mortgage for eligible Self Managed Superannuation Funds purchasing or refinancing residential investment property.
Also sold at the same rates and fees as Mortgage Ezy.
At a glance
- Variable (investor P&I)
- 7.09%
- Max LVR
- 80%
- Annual fee
- $399
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 8 in all.
Variable rate by LVR
Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤65%7.09%
- 65–70%7.19%
- 70–75%7.29%
- 75–80%7.39%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤65% LVR, $100,000–$2,000,000 | 7.29% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 65–70% LVR, $100,000–$2,000,000 | 7.39% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$2,000,000 | 7.49% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 75–80% LVR, $100,000–$2,000,000 | 7.59% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤65% LVR, $100,000–$2,000,000 | 7.09% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 65–70% LVR, $100,000–$2,000,000 | 7.19% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$2,000,000 | 7.29% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 75–80% LVR, $100,000–$2,000,000 | 7.39% | - | Available under Full Documentation. |
Fees
6 fees published, grouped by when they're charged.
- When you take it outNo feeRisk Fee
- While you hold it$399 a yearAnnual Fee
- When you close it or pay it offFrom $550Discharge Fee
When you take it out1
- Risk Fee
No risk fee applies.
No fee
While you hold it1
- Annual Fee
Annual fee $399. Excludes GST.
$399 a year
When particular things happen3
- Disbursements and Searches
Additional disbursements may apply, including government charges, solicitor trust review and PEXA fees. Estimated range $500 to $700. Excludes GST.
$500 to $700 - Funder's Legal Fee
Funder's legal fee $750 plus disbursements. Excludes GST.
$750 - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs and a minimum $50 cancellation fee per security may apply. Excludes GST.
From $250
When you close it or pay it off1
- Discharge Fee
Discharge fee from $550 plus agent costs. Excludes GST.
From $550
Features
- IO available up to 5 years.
Eligibility and limits
- Amount $100,000 to $2,000,000
- Maximum LVR 80%
- SMSF Trustee (corporate or individual) required. Property held on Property Trust by a Property Trustee. Security trustee guarantees limited to security property. Maximum 6 SMSF members.
- Serviceability assessed inside the fund only. No external servicing. 90% rental income assessed. 100% of concessional and non-concessional contributions. No liquidity or net asset testing.
- Residential property in Australia, first registered mortgage. High-density apartments are subject to a separate LVR constraint. No Vacant Land, rural property, student accommodation, NRAS or NDIS/SDA…
- Maximum loan term 30 years.
- SMSF Trust Deed and Bare (Property) Trust Deed required, signed, dated and certified. PAYG: 2 recent payslips. Self-Employed: 1 year personal tax return and NOA. SMSF income evidence: latest SMSF ann…
- Offset accounts and redraw are not available for this product.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.