Mezy Assets Pty Ltd t/as Mortgage EzyPropel Ezy Vacant Land – Full Doc
Mortgage Ezy Propel vacant-land mortgage under the Full Documentation pathway, for owner-occupied or investment purposes.
Also sold at the same rates and fees as Mortgage Ezy.
At a glance
- Variable (owner occ. P&I)
- 7.79%7.91% comparison
- Variable (investor P&I)
- 7.79%
- Max LVR
- 75%
- Annual fee
- $395
- Features
- offset
Rates
Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 12 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤70%7.79%
- 70–75%7.89%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | ≤70% LVR, $100,000–$1,500,000 | 7.99% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $100,000–$1,500,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Investment, Interest only | - | 70–75% LVR, $1,500,001–$3,000,000 | 8.49% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | ≤70% LVR, $100,000–$1,500,000 | 7.79% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $100,000–$1,500,000 | 7.89% | - | Available under Full Documentation. |
| Variable | Investment, P&I | - | 70–75% LVR, $1,500,001–$3,000,000 | 8.29% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | ≤70% LVR, $100,000–$1,500,000 | 7.99% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $100,000–$1,500,000 | 8.09% | - | Available under Full Documentation. |
| Variable | Owner occupied, Interest only | - | 70–75% LVR, $1,500,001–$3,000,000 | 8.49% | - | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | ≤70% LVR, $100,000–$1,500,000 | 7.79% | 7.91% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $100,000–$1,500,000 | 7.89% | 8.01% | Available under Full Documentation. |
| Variable | Owner occupied, P&I | - | 70–75% LVR, $1,500,001–$3,000,000 | 8.29% | - | Available under Full Documentation. |
Fees
13 fees published, grouped by when they're charged.
- When you take it outUp to $9004 fees, each listed below
- While you hold itUp to $3952 fees, each listed below
- When you close it or pay it offVaries2 fees, each listed below
When you take it out4
- Application Fee - Electronic Application (<=70% LVR)
Electronic application fee for the Vacant Land <=70% LVR fee table. GST applies.
$700 - Application Fee - Full Doc (higher-LVR fee table)
Application fee under the higher-LVR Vacant Land fee table (>70% to 75% LVR where applicable). Excludes GST.
$500 - Application Fee - Manual Application (<=70% LVR)
Manual application fee for the Vacant Land <=70% LVR fee table. GST applies.
$900 - Funder Risk Fee
Risk fee 1.25% of loan amount applies for loans from $100k to $1.5m up to 75% LVR. Excludes GST.
1.25% of balance
While you hold it2
- Annual Fee (<=70% LVR)
Annual fee under the Vacant Land <=70% LVR fee table. Excludes GST.
$395 a year - Monthly Offset Fee (higher-LVR fee table)
Monthly offset fee under the higher-LVR Vacant Land fee table. Excludes GST.
$10 a month
When particular things happen5
- Funder's Legal Fee (<=70% LVR)
Professional legal fee is $0 under the Vacant Land <=70% LVR fee table; disbursements, government charges and funder contract processing fees may apply. Excludes GST.
No fee - Funder's Legal Fee (higher-LVR fee table)
Legal fee from $400 plus disbursements under the higher-LVR Vacant Land fee table. Excludes GST.
From $400 - Settlement Fee (<=70% LVR)
Settlement fee under the Vacant Land <=70% LVR fee table. Excludes GST.
$150 - Settlement Fee (higher-LVR fee table)
No settlement fee under the higher-LVR Vacant Land fee table. Excludes GST.
No fee - Valuation Fee
Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST.
From $250
When you close it or pay it off2
- Discharge Fee (<=70% LVR)
Discharge fee from $795 plus agent costs under the Vacant Land <=70% LVR fee table. Excludes GST.
From $795 - Discharge Fee (higher-LVR fee table)
Discharge fee from $550 plus agent costs under the higher-LVR Vacant Land fee table. Excludes GST.
From $550
Features
- Interest-only repayments are available for up to five years.
Eligibility and limits
- Residency: Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers
- Amount $100,000 to $3,000,000
- Maximum LVR 75%
- Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. O…
- Loan term 30 years. Principal and Interest or Interest Only for up to 5 years, then reverting to Principal and Interest.
- Full Documentation: PAYG — 2 recent payslips; Self-Employed — 1 year tax return and NOA.
- Eligible borrower structures include individuals, companies and trusts.
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Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.