The Finance Algorithm
Mezy Assets Pty Ltd t/as Mortgage Ezy logoMezy Assets Pty Ltd t/as Mortgage Ezy

Propel Full Doc Jumbo

Mortgage Ezy Propel Full Doc Jumbo residential mortgage for loan amounts above $2.5m to $15m, for owner-occupied or investment purposes.

Also sold at the same rates and fees as Mortgage Ezy.

Home loansLender updated 2 Sept 2026

At a glance

Variable (owner occ. P&I)
6.99%7.05% comparison
Variable (investor P&I)
6.99%
Max LVR
75%
Annual fee
$120
Features
offset

Rates

Every rate Mezy Assets Pty Ltd t/as Mortgage Ezy publishes for this home loan, 24 in all.

Variable rate by LVR

Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value

  1. ≤65%6.99%
  2. 65–70%7.39%
  3. 70–75%7.89%
Variable rate for the band
TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-≤65% LVR, $2,500,001–$5,000,0007.19%-Available under Full Documentation.
VariableInvestment, Interest only-≤65% LVR, $5,000,001–$15,000,0008.39%-Available under Full Documentation.
VariableInvestment, Interest only-65–70% LVR, $2,500,001–$5,000,0007.59%-Available under Full Documentation.
VariableInvestment, Interest only-65–70% LVR, $5,000,001–$10,000,0008.89%-Available under Full Documentation.
VariableInvestment, Interest only-70–75% LVR, $2,500,001–$5,000,0008.09%-Available under Full Documentation.
VariableInvestment, Interest only-70–75% LVR, $5,000,001–$7,500,0008.59%-Available under Full Documentation.
VariableInvestment, P&I-≤65% LVR, $2,500,001–$5,000,0006.99%-Available under Full Documentation.
VariableInvestment, P&I-≤65% LVR, $5,000,001–$15,000,0008.19%-Available under Full Documentation.
VariableInvestment, P&I-65–70% LVR, $2,500,001–$5,000,0007.39%-Available under Full Documentation.
VariableInvestment, P&I-65–70% LVR, $5,000,001–$10,000,0008.69%-Available under Full Documentation.
VariableInvestment, P&I-70–75% LVR, $2,500,001–$5,000,0007.89%-Available under Full Documentation.
VariableInvestment, P&I-70–75% LVR, $5,000,001–$7,500,0008.39%-Available under Full Documentation.
VariableOwner occupied, Interest only-≤65% LVR, $2,500,001–$5,000,0007.19%-Available under Full Documentation.
VariableOwner occupied, Interest only-≤65% LVR, $5,000,001–$15,000,0008.39%-Available under Full Documentation.
VariableOwner occupied, Interest only-65–70% LVR, $2,500,001–$5,000,0007.59%-Available under Full Documentation.
VariableOwner occupied, Interest only-65–70% LVR, $5,000,001–$10,000,0008.89%-Available under Full Documentation.
VariableOwner occupied, Interest only-70–75% LVR, $2,500,001–$5,000,0008.09%-Available under Full Documentation.
VariableOwner occupied, Interest only-70–75% LVR, $5,000,001–$7,500,0008.59%-Available under Full Documentation.
VariableOwner occupied, P&I-≤65% LVR, $2,500,001–$5,000,0006.99%7.05%Available under Full Documentation.
VariableOwner occupied, P&I-≤65% LVR, $5,000,001–$15,000,0008.19%-Available under Full Documentation.
VariableOwner occupied, P&I-65–70% LVR, $2,500,001–$5,000,0007.39%7.45%Available under Full Documentation.
VariableOwner occupied, P&I-65–70% LVR, $5,000,001–$10,000,0008.69%-Available under Full Documentation.
VariableOwner occupied, P&I-70–75% LVR, $2,500,001–$5,000,0007.89%7.95%Available under Full Documentation.
VariableOwner occupied, P&I-70–75% LVR, $5,000,001–$7,500,0008.39%-Available under Full Documentation.

Fees

7 fees published, grouped by when they're charged.

  1. When you take it outUp to $5002 fees, each listed below
  2. While you hold it$10 a monthMonthly Offset Fee
  3. When you close it or pay it offFrom $550Discharge Fee

When you take it out2

  • Application Fee

    Application fee $500. Excludes GST.

    $500
  • Risk Fee – Jumbo >$3m to $15m

    Risk fee 1.00% of the loan amount applies for Full Doc Jumbo loans above $3m to $15m at available LVRs up to 75%. Loans above $2.5m to $3m have no risk fee. Excludes GST.

    1.00% of balance

While you hold it1

  • Monthly Offset Fee

    Monthly offset account fee $10 per month. Excludes GST.

    $10 a month

When particular things happen3

  • Funder's Legal Fee

    Legal fee from $400 plus disbursements. Fees do not cover government charges and funder's contract processing fee. Excludes GST.

    From $400
  • Settlement Fee

    No settlement fee. Excludes GST.

    No fee
  • Valuation Fee

    Valuation fees at cost, minimum $250. Additional costs may apply for regional, acreage or >$1m EMV properties. Minimum $50 cancellation fee per security if valuation does not proceed. Excludes GST.

    From $250

When you close it or pay it off1

  • Discharge Fee

    Discharge fee $550 plus agent costs. Excludes GST.

    From $550

Features

Offset account
  • Interest Only repayments are available for up to 5 years.

Eligibility and limits

  • Residency: Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers
  • Amount $2,500,001 to $15,000,000
  • Maximum LVR 75%
  • No Credit Score, CCR or DTI requirements. 1.1 NDI required.
  • Loan term up to 30 years for jumbo loans above $2.5m. The 31–40 year extended term is not available for this jumbo product.
  • Full Documentation: PAYG — 2 recent payslips; Self-Employed — 1 year personal tax return and NOA. Accountant Letter, Business Bank Statements, or BAS also accepted.
  • Eligible borrower structures include individuals, eligible trusts and Australian-domiciled companies, subject to applicable ownership and director requirements.
  • Available in Category 1 postcodes only.

Published by Mortgage Ezy under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.