The Finance Algorithm
NAB logoNAB

NAB FlexiPlus Mortgage

A variable‑rate line of credit designed for bridging finance of up to 12 months when buying a new home before selling your existing one. It offers flexible access to funds, interest‑only repayments, and the ability to make extra repayments during the bridging period

Home loansBank updated 10 Oct 2026
Apply at National Australia Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Max LVR
80%

Rates

The one rate NAB publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableOwner occupier interest only loansOwner occupied, Interest only--10.36%-Not applicable

Rate changes

One change logged, newest first.

DateRateWasNowChange
10 Oct 2026Variable, Owner occupied, Interest only10.11%10.36%up 0.25

Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$600Application fee
  2. While you hold itUp to $2503 fees, each listed below
  3. When you close it or pay it offNo fee published

When you take it out1

  • Application fee
    $600

While you hold it3

  • Annual package fee
    No fee
  • Annual service fee
    $250 every 1 days
  • Monthly service fee
    No fee

When particular things happen1

  • Mortgage Discharge fee
    $350

Features

Digital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australian citizen or permanent resident, or New Zealand citizen. Restrictions apply if residential address is an overseas addresss.
  • Maximum LVR 80%
  • Lending criteria apply.

Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.