The Finance Algorithm
NAB

NAB FlexiPlus Mortgage

A variable‑rate line of credit designed for bridging finance of up to 12 months when buying a new home before selling your existing one. It offers flexible access to funds, interest‑only repayments, and the ability to make extra repayments during the bridging period

Home loansBank updated 15 May 2026
At a glance
Max LVR
80%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableOwner occupier interest only loansOwner occupied · Interest only10.11%Not applicable
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
Mortgage Discharge feeEvent$350
Annual package feePeriodicNo feeEvery 1 days
Annual service feePeriodic$250Every 1 days
Monthly service feePeriodicNo feeEvery 1 mo
Application feeUpfront$600
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian citizen or permanent resident, or New Zealand citizen. Restrictions apply if residential address is an overseas addresss.
  • · Maximum LVR 80%
  • · Lending criteria apply.

Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.