ORDE FinancialResidential Retained Stock
The ORDE Retained Stock product allows refinance and equity release on residential properties to be retained by the developer within 12 months of completion.
At a glance
- Variable (investor P&I)
- 8.74%
- Max LVR
- 75%
- Features
- redraw, extra repayments
Rates
The one rate ORDE Financial publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment | - | ≤80% LVR | 8.74% | 9.07% | Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.; Loan sizes greater than $2m subject to 0.25% Interest Rate Loading |
Fees
16 fees published, grouped by when they're charged.
- When you take it outVaries3 fees, each listed below
- While you hold itNo fee published
- When you close it or pay it offVaries2 fees, each listed below
When you take it out3
- Application Fee
Variable fee payable from loan proceeds charged as a percentage of the loan amount. Fee varies across LVRs and loan sizes. Refer to fee table.
From $0 - Solicitors Fee
Payable at cost. Fee will vary dependent on type and number of borrowers and any additional settlement requirements.
From $1,200 - Valuation Fee
Payable at cost. Valuation fee will vary depending on property value, location and property characteristics
From $1,100
When you make a transaction1
- Repayment Transaction Fee
Payable if you make loan repayments by credit card
0.00% of transaction
If a payment is late or fails1
- Dishonour Fee
Payable per dishonour
$15
When particular things happen9
- Construction Progress Fee
If your loan is construction, payable at each drawdown request
$120 - Default File Attendance Fee
may be payable at the time of attendance if required because you have defaulted under your loan
$75 - Default Notice Fee
Payable at each time a default notice is required to be issued to you
$400 - Guarantor Default Notice fee
Payable each time a default notice is issued to a guarantor
$88 - Insurance Confirmation Fee
Payable if we are required to contact you to provide evidence of currency of insurance
$45 - Priority Discharge Fee
Payable if you request a full or partial discharge of your loan and you do not give us at least 30 days' written notice
$195 - Production of Title
Payable if you request us to product a certificate of title
$195 - Special Attendance Fee
Payable if you request any special attendances (e.g. consent to second mortgage, lease, variation or substitution of security). Depending on the request additional third party costs may arise (e.g. s…
$395 - Variation Fee
Payable for approved variations to your loan account post settlement
$495
When you close it or pay it off2
- Discharge Adminstration Fee
$450 admin fee plus solicitors fees charged at cost
From $450 - Early Repayment Fee
Unregulated loans only: 1.50% of original loan amount if loan discharged within 3 years
0.00% of balance
Features
- Maximum 4 loan splits
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen or Permanent Resident
- Amount from $100,000, no maximum
- Maximum LVR 75%
- Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.
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Published by ORDE Financial under the Consumer Data Right, last changed by them on 5 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.