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Vacant Land Prime

The ORDE Residential Vacant Land Prime product caters to both owner-occupiers and investors seeking to purchase, refinance or release equity from residential vacant land.

Home loansLender updated 5 Oct 2026
Fees and pricing ↗

At a glance

Variable (owner occ. P&I)
8.64%8.86% comparison
Variable (investor P&I)
8.64%
Max LVR
75%
Features
redraw, extra repayments

Rates

Every rate ORDE Financial publishes for this home loan, 4 in all.

Variable rate by LVR

Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value

  1. ≤65%8.64%
  2. 65–75%8.84%
Variable rate for the band
TypeApplies toTermBandRateComparisonConditions
VariableInterest Rate applicable for Residential Vacant Land--≤65% LVR8.64%8.86%Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.
VariableInterest Rate applicable for Commercial Vacant Land--≤65% LVR10.14%10.26%Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.
VariableInterest Rate applicable for Vacant Land with development potential--≤65% LVR10.24%10.36%Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.
VariableInterest Rate applicable for Residential Vacant Land--65–75% LVR8.84%9.06%Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.

Fees

16 fees published, grouped by when they're charged.

  1. When you take it outVaries3 fees, each listed below
  2. While you hold itNo fee published
  3. When you close it or pay it offVaries2 fees, each listed below

When you take it out3

  • Application Fee

    Variable fee payable from loan proceeds charged as a percentage of the loan amount. Fee varies across LVRs and loan sizes. Refer to fee table.

    From $0
  • Solicitors Fee

    Payable at cost. Fee will vary dependent on type and number of borrowers and any additional settlement requirements.

    From $500
  • Valuation Fee

    Payable at cost. Valuation fee will vary depending on property value, location and property characteristics

    From $330

When you make a transaction1

  • Repayment Transaction Fee

    Payable if you make loan repayments by credit card

    0.00% of transaction

If a payment is late or fails1

  • Dishonour Fee

    Payable per dishonour

    $15

When particular things happen9

  • Construction Progress Fee

    If your loan is construction, payable at each drawdown request

    $120
  • Default File Attendance Fee

    may be payable at the time of attendance if required because you have defaulted under your loan

    $75
  • Default Notice Fee

    Payable at each time a default notice is required to be issued to you

    $400
  • Guarantor Default Notice fee

    Payable each time a default notice is issued to a guarantor

    $88
  • Insurance Confirmation Fee

    Payable if we are required to contact you to provide evidence of currency of insurance

    $45
  • Priority Discharge Fee

    Payable if you request a full or partial discharge of your loan and you do not give us at least 30 days' written notice

    $195
  • Production of Title

    Payable if you request us to product a certificate of title

    $195
  • Special Attendance Fee

    Payable if you request any special attendances (e.g. consent to second mortgage, lease, variation or substitution of security). Depending on the request additional third party costs may arise (e.g. s…

    $395
  • Variation Fee

    Payable for approved variations to your loan account post settlement

    $495

When you close it or pay it off2

  • Discharge Adminstration Fee

    $450 admin fee plus solicitors fees charged at cost

    From $450
  • Early Repayment Fee

    Unregulated loans only: 1.50% of original loan amount if loan discharged within 3 years

    0.00% of balance

Features

RedrawExtra repayments
  • Maximum 4 loan splits

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Citizen or Permanent Resident
  • Amount $100,000 to $2,500,000
  • Maximum LVR 75%
  • Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker.

Published by ORDE Financial under the Consumer Data Right, last changed by them on 5 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.