Standard Bridging Loan
Standard Bridging Loan
OwnHome publishes this at the same rates and fees as Bluebay Home Loans's Standard Bridging Loan, under the same ABN.
Home loansLender updated 5 Nov 2026
At a glance
- Max LVR
- 88%
- Annual fee
- $360
Rates
Every rate OwnHome publishes for this home loan, 8 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableRate available for 24 Months Bridging Loan | Investment, Interest only | - | ≤70% LVR, $50,000–$5,000,000 | 8.78% | - | - |
| VariableRate available for 12 Months Bridging Loan | Investment, Interest only | - | ≤80% LVR, $50,000–$5,000,000 | 8.78% | - | - |
| VariableRate available for 24 Months Bridging Loan | Investment, Interest only | - | 70–80% LVR, $50,000–$5,000,000 | 9.08% | - | - |
| VariableRate available for 12 Months Bridging Loan | Investment, Interest only | - | 80–88% LVR, $50,000–$5,000,000 | 9.08% | - | - |
| VariableRate available for 24 Months Bridging Loan | Owner occupied, Interest only | - | ≤70% LVR, $50,000–$5,000,000 | 8.58% | - | - |
| VariableRate available for 12 Months Bridging Loan | Owner occupied, Interest only | - | ≤80% LVR, $50,000–$5,000,000 | 8.58% | - | - |
| VariableRate available for 24 Months Bridging Loan | Owner occupied, Interest only | - | 70–80% LVR, $50,000–$5,000,000 | 8.88% | - | - |
| VariableRate available for 12 Months Bridging Loan | Owner occupied, Interest only | - | 80–88% LVR, $50,000–$5,000,000 | 8.88% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it out0.60% of balanceEstablishment Fee
- While you hold it$30 a monthLender's Monthly Facility Fee
- When you close it or pay it off$795Discharge Administration Fee
When you take it out1
- Establishment Fee0.60% of balance
While you hold it1
- Lender's Monthly Facility Fee$30 a month
When you close it or pay it off1
- Discharge Administration Fee$795
Other fees2
- Third Party Costs
At cost
Varies - Valuation Fee
At Cost
Varies
Features
Digital banking
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Minimum balance $50,000
- provide sufficient security in accordance with our lending eligibility criteria including; 1) acceptable residential mortgage for existing property and purchase property; 2) acceptable residential mo…
- Meets our lending eligibility criteria
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
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Published by OwnHome under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.