Home Build Access (HBA) Low Deposit
CEOH (NT ONLY) lends 17.5% of the purchase price on new home or construction of home.
Home loansBank updated 30 Oct 2026
At a glance
- Variable (owner occ. P&I)
- 9.01%9.07% comparison
- Max LVR
- 17.5%
- Features
- extra repayments
Rates
The one rate People First Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | ≤17.5% LVR | 9.01% | 9.07% | Standard Variable Rate |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 13 Oct 2026 | Variable, Owner occupied, P&I, ≤17.5% LVR | 8.76% | 9.01% | up 0.25 |
Each change is logged the night it appears in the rates People First and Heritage Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
Extra repayments
- Ability to pay the loan over 30 years for Chief Executive Officer (Housing) loans
- Introduced 1 January 2013. Limited eligibility criteria apply, no income or home ownership requirements. CEOH lends 17.50% of purchase price on new home or construction of home. Max. purchase price:…
- Repayments are contracted monthly, however flexibility to pay monthly, fortnightly, or weekly.
Eligibility and limits
- Minimum age 18
- Residency: Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status.
- Available to individuals
- Amount up to $96,250
- Terms, conditions, fees, charges and lending criteria apply and are available on application
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Published by People First and Heritage Bank under the Consumer Data Right, last changed by them on 30 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.