At a glance
- Fixed
- 4 yrs 6.59%
- Max LVR
- 95%
- Features
- redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment | 4 yrs fixed | ≤95% LVR | 6.79% | 7.88% | — |
| Fixed | Owner occupied · P&I | 4 yrs fixed | ≤95% LVR | 6.59% | 7.54% | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| FIXED_INTEREST_RATE_CAP_FEE | Event | 0.15% of balance | — | Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement. |
| PAPER_REDRAW_FEE | Event | $25 | — | Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking |
| SPLIT_LOAN_FEE | Event | $25 | — | Applies per additional loan split and waived on the classic plus package |
| CONSTRUCTION_SETTLEMENT_FEE | Upfront | $295 | — | Applies once only per construction loan facility |
| HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $700 | — | waived on the classic plus package |
| STANDARD_SETTLEMENT_FEE | Upfront | $195 | — | Applies once only per standard loan facility and waived on the classic plus package. |
§ 03 — Features
RedrawExtra repayments20% off a new home insurance policy
- · No monthly fees
- · We've got your valuation and mortgage legal fees covered up to the value of $700
- · Split Loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Permanent Australian residents or Australian citizens
- · Available to individuals
- · Amount $150,000 to no maximum
§ 06 — Run the numbers
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Published by QBANK under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.