At a glance
- Fixed
- 4 yrs 6.69%
- Max LVR
- 95%
- Features
- redraw, extra repayments
Rates
Every rate QBANK publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment | 4 yrs fixed | ≤95% LVR | 6.89% | 8.07% | - |
| Fixed | Owner occupied, P&I | 4 yrs fixed | ≤95% LVR | 6.69% | 7.73% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Fixed, Investment, 4 yrs fixed, ≤95% LVR | 6.79% | 6.89% | up 0.10 |
| 15 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed, ≤95% LVR | 6.59% | 6.69% | up 0.10 |
Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you take it out3
- CONSTRUCTION_SETTLEMENT_FEE
Applies once only per construction loan facility
$295 - HOME_LOAN_ESTABLISHMENT_FEE
waived on the classic plus package
$700 - STANDARD_SETTLEMENT_FEE
Applies once only per standard loan facility and waived on the classic plus package.
$195
When particular things happen3
- FIXED_INTEREST_RATE_CAP_FEE
Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement.
0.15% of balance - PAPER_REDRAW_FEE
Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking
$25 - SPLIT_LOAN_FEE
Applies per additional loan split and waived on the classic plus package
$25
Features
- No monthly fees
- We've got your valuation and mortgage legal fees covered up to the value of $700
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Permanent Australian residents or Australian citizens
- Available to individuals
- Amount from $150,000, no maximum
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Put this product through a calculator
Published by QBANK under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.