Macarthur Credit Union LtdMORTGAGE 3YR FIXED INVESTOR IO
MORTGAGE 3YR FIXED
Home loansBank updated 2 Nov 2026
At a glance
- Features
- redraw, extra repayments
Rates
The one rate Macarthur Credit Union Ltd publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, Interest only | 3 yrs fixed | - | 6.79% | 7.83% | - |
Fees
12 fees published, grouped by when they're charged.
When you take it out9
- APPLICATION_FEE_BRIDGING_LOAN$800
- APPLICATION_FEE_TOP_UP$300
- APPLICATION_FEE$400
- DEFAULT_NOTICES$55
- GENERAL_CONSENT_FEE$150
- MORTGAGE_DISCHARGE_FEE$200
- PRODUCTION_OF_TITLE_DEED_FEE$150
- SUBSTITUTION_OF_SECURITY_FEE$250
- SWITCHING_FEE$50
When you make a transaction3
- COLLECTION_FEE
At cost fee
Varies - LEGAL_FEE
At cost
Varies - VALUATION_FEE
Valuation charged at cost
Varies
Features
RedrawExtra repaymentsInstant paymentsPayIDDigital banking
Eligibility and limits
- Minimum age 18
- Available to individuals
- Minimum balance $25,000
- Maximum term
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Published by The Mac under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.