Macarthur Credit Union LtdMORTGAGE OFFSET INVESTOR IO
MORTGAGE OFFSET INVESTOR IO
Home loansBank updated 2 Nov 2026
At a glance
- Features
- offset, redraw, extra repayments
Rates
The one rate Macarthur Credit Union Ltd publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | - | 8.37% | 8.26% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 31 Oct 2026 | Variable, Investment, Interest only | 8.12% | 8.37% | up 0.25 |
Each change is logged the night it appears in the rates The Mac publishes. See how every lender answered the RBA on the rate tracker.
Fees
12 fees published, grouped by when they're charged.
When you take it out9
- APPLICATION_FEE_TOP_UP$300
- APPLICATION_FEE$400
- DEFAULT_NOTICES$55
- GENERAL_CONSENT_FEE$150
- MORTGAGE_DISCHARGE_FEE$200
- PRODUCTION_OF_TITLE_DEED_FEE$150
- SUBSTITUTION_OF_SECURITY_FEE$250
- SUBSTITUTION_OF_SECURITY_FEE$250
- SWITCHING_FEE$50
When you make a transaction3
- COLLECTION_FEE
At cost fee
Varies - LEGAL_FEE
At cost
Varies - VALUATION_FEE
Valuation charged at cost
Varies
Features
Offset accountRedrawExtra repaymentsInstant paymentsPayIDDigital banking
Eligibility and limits
- Minimum age 18
- Available to individuals
- Minimum balance $25,000
- Maximum Term
Compare it with others
Put this product through a calculator
Published by The Mac under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.