Commercial Easy Refinance
Commercial Easy Refinance
Zank Financial publishes this at the same rates and fees as Bluebay Home Loans's Commercial Easy Refinance, under the same ABN.
Home loansLender updated 5 Nov 2026
At a glance
- Variable (owner occ. P&I)
- 8.34%
- Variable (investor P&I)
- 8.34%
- Max LVR
- 80%
- Annual fee
- $379
- Features
- offset, extra repayments
Rates
Every rate Zank Financial publishes for this home loan, 40 in all.
Variable rate by LVR
Owner occupier, principal and interest, the lowest rate published for each band of the loan's share of the property's value
- ≤60%8.34%
- 60–65%8.44%
- 65–70%8.54%
- 70–75%8.94%
- 75–80%9.34%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,000,000 | 8.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | ≤60% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 60–65% LVR, $50,000–$3,000,000 | 8.84% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 60–65% LVR, $50,000–$3,000,000 | 9.04% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 65–70% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 65–70% LVR, $50,000–$3,000,000 | 9.14% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 70–75% LVR, $50,000–$3,000,000 | 9.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 70–75% LVR, $50,000–$3,000,000 | 9.54% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, Interest only | - | 75–80% LVR, $50,000–$3,000,000 | 9.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, Interest only | - | 75–80% LVR, $50,000–$3,000,000 | 9.94% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,000,000 | 8.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | ≤60% LVR, $50,000–$3,000,000 | 8.54% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 60–65% LVR, $50,000–$3,000,000 | 8.44% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 60–65% LVR, $50,000–$3,000,000 | 8.64% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 65–70% LVR, $50,000–$3,000,000 | 8.54% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 65–70% LVR, $50,000–$3,000,000 | 8.74% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 70–75% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 70–75% LVR, $50,000–$3,000,000 | 9.14% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Investment, P&I | - | 75–80% LVR, $50,000–$3,000,000 | 9.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Investment, P&I | - | 75–80% LVR, $50,000–$3,000,000 | 9.54% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,000,000 | 8.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | ≤60% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–65% LVR, $50,000–$3,000,000 | 8.84% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 60–65% LVR, $50,000–$3,000,000 | 9.04% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 65–70% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 65–70% LVR, $50,000–$3,000,000 | 9.14% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 70–75% LVR, $50,000–$3,000,000 | 9.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 70–75% LVR, $50,000–$3,000,000 | 9.54% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 75–80% LVR, $50,000–$3,000,000 | 9.74% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, Interest only | - | 75–80% LVR, $50,000–$3,000,000 | 9.94% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,000,000 | 8.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | ≤60% LVR, $50,000–$3,000,000 | 8.54% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–65% LVR, $50,000–$3,000,000 | 8.44% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 60–65% LVR, $50,000–$3,000,000 | 8.64% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 65–70% LVR, $50,000–$3,000,000 | 8.54% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 65–70% LVR, $50,000–$3,000,000 | 8.74% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 70–75% LVR, $50,000–$3,000,000 | 8.94% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 70–75% LVR, $50,000–$3,000,000 | 9.14% | - | - |
| VariableMinimum rate available for variable rate at this LVR Range. The actual rate offered may be higher and will be determined by the details you provide on application. | Owner occupied, P&I | - | 75–80% LVR, $50,000–$3,000,000 | 9.34% | - | - |
| VariableMaximum rate available for variable rate at this LVR Range. The actual rate offered may be lower and will be determined by the details you provide on application. | Owner occupied, P&I | - | 75–80% LVR, $50,000–$3,000,000 | 9.54% | - | - |
Fees
3 fees published, grouped by when they're charged.
- When you take it outNo fee published
- While you hold it$379 a yearLender's Annual Facility Fee
- When you close it or pay it offUp to $7952 fees, each listed below
While you hold it1
- Lender's Annual Facility Fee$379 a year
When you close it or pay it off2
- Discharge Administration Fee$795
- Early termination Fee
1% of original loan amount (if discharged within 36 months
1.00% of balance
Features
Offset accountExtra repaymentsDigital banking
- Split Loan
- LMI Available
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen or a Permanent Resident of Australia
- Available to individuals
- Minimum balance $50,000
- Meets our lending eligibility criteria
- provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria.
Compare it with others
Put this product through a calculator
Published by Zank Financial under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.