The Finance Algorithm
INEOS Grenadier Financial Services logoINEOS Grenadier Financial Services

Standard Finance Lease Commercial Loan

A secured fixed rate commercial vehicle finance lease.

INEOS Grenadier Financial Services publishes this at the same rates and fees as Nissan Financial Services's Standard Finance Lease Commercial Loan, under the same ABN.

LeasesLender updated 12 Oct 2026

At a glance

Fixed
9.94%
Loan size
$5,000 to no maximum
Upfront fee
$549

Rates

Every rate INEOS Grenadier Financial Services publishes for this lease, 3 in all.

TypeApplies toTermBandRateComparisonConditions
FixedMinimum fixed interest rate. Actual rate offered may vary based on the applicant's circumstances and credit assessment.P&I5 yrs fixed-9.94%--
PenaltyA fixed loading applies to Commercial/Lease loans where the age of the financed Used vehicle exceeds 36 months.P&I--0.20%--
PenaltyA fixed loading applies to Commercial/Lease loans where the age of the financed Used vehicle exceeds 60 months.P&I--0.50%--

Fees

8 fees published, grouped by when they're charged.

  1. When you take it outUp to $5492 fees, each listed below
  2. While you hold it$14Account Keeping fee
  3. When you close it or pay it off$0 to $30,000Early Termination Fee - Commercial

When you take it out2

  • Establishment Fee

    A one-off fee charged at the start of the commercial vehicle loan to cover the costs of setting up and processing the finance contract.

    $549
  • PPSR Fee

    A fee charged to cover the cost of registering a security interest on the Personal Property Securities Register (PPSR).

    $6

While you hold it1

  • Account Keeping fee

    A periodic fee charged for the administration and maintenance of the loan account.

    $14

If a payment is late or fails2

  • Payment Dishonour fee

    A fee charged when a scheduled repayment is dishonoured, declined or cannot be processed.

    $20
  • Late Payment Fee

    A fee charged when a payment is made more than 21 days after it is due.

    $25 25 days after it's due

When particular things happen2

  • Information Processing and Document Fee

    A fee charged each time we provide, at the request of you or your agent, written information about your loan account or a copy of a document relating to this contract.

    $15
  • Contract Variation Fee

    A fee charged each time we agree to your request for a variation to this contract.

    $145

When you close it or pay it off1

  • Early Termination Fee - Commercial

    A fee that may apply when a loan is repaid before the end of the agreed loan term. The amount may vary depending on the timing of the early repayment and the terms of the loan contract.

    $0 to $30,000

Features

Instalment plans
  • Commercial vehicle loan: - Finance lease, a rental agreement offering fixed monthly payments for a period of time.

Eligibility and limits

  • Minimum age 18
  • Residency: Resident
  • Amount from $5,000, no maximum
  • Maximum LVR 1.4%
  • Applicant must not be subject to any current bankruptcy proceedings.
  • Applicant must hold a current Australian driver's licence or learner's permit.
  • Applicant must have a fixed, verifiable residential address in Australia.
  • Applicants holding temporary visas must hold an acceptable visa with at least 12 months remaining before expiry.
  • Minimum Term
  • Maximum Term
  • Acceptable asset condition
  • Maximum contract term with balloon

Published by INEOS Grenadier Financial Services under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.