The Finance Algorithm
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Consumer Loan

Consumer Loan is a convenient and flexible option for people who use their cars for predominantly, personal use. It allows you to borrow up to 100% of the funds needed to purchase a new car. You make regular repayments back to Audi Financial Services to pay back the money you borrowed.

Personal loansRates on applicationLender updated 3 July 2026

At a glance

Pricing
Rates on application
Fixed
8.73%, 9.47% comparison
Upfront fee
$520

Rates

The one rate Audi Financial Services publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-8.73%9.47%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$520Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $520

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • Deposit Contribution , Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200

Eligibility and limits

  • Please refer to Audi Financial Services for more information
  • Please refer to Audi Financial Services for more information

Published by Audi Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.