The Finance Algorithm
Bentley Financial Services Australia logoBentley Financial Services Australia

Consumer Loan

Consumer Loan is a convenient and flexible option for people who use their cars for predominantly, personal use. It allows you to borrow up to 100% of the funds needed to purchase a new car. You make regular repayments back to Bentley Financial Services to pay back the money you borrowed.

Personal loansRates on applicationLender updated 16 June 2026

At a glance

Pricing
Rates on application
Fixed
7.44%, 10.35% comparison
Upfront fee
$520

Rates

The one rate Bentley Financial Services Australia publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-7.44%10.35%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$520Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $520

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200

Eligibility and limits

  • Please refer to Bentley Financial Services for more information
  • Please refer to Bentley Financial Services for more information

Published by Bentley Financial Services Australia under the Consumer Data Right, last changed by them on 16 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.