Credit Union SAEducation Community Special Fixed Rate Personal Loan
Our Education Community Special Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available when secured by a new or used vehicle aged 5 years and less The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.
At a glance
- Fixed
- 7.24%7.24% comparison
- Loan size
- $15,000 to $100,000
- Upfront fee
- $0
Rates
The one rate Credit Union SA publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | - | 7.24% | 7.24% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Fixed, P&I, 7 yrs fixed | 6.99% | 7.24% | up 0.25 |
Each change is logged the night it appears in the rates Credit Union SA publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
When you take it out1
- Personal loan applicationNo fee
When particular things happen1
- Increase to an existing personal loanNo fee
Features
- Unlimited extra repayments
- Early repayment (no penalty)
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Amount $15,000 to $100,000
- Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners o…
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.