The Finance Algorithm
Credit Union SA

Education Community online-only Special Fixed Rate Personal Loan

Our Education Community online-only Special Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available just for applications received through our digital channels when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

Personal loansBank updated 3 Sept 2026
At a glance
Fixed
6.69% · 6.69% comparison
Loan size
$15,000 to $100,000
Upfront fee
$0
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedP&I7 yrs fixed6.69%6.69%
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
Increase to an existing personal loanEventNo fee
Personal loan applicationUpfrontNo fee
§ 03 — Features
Redraw
  • · Unlimited extra repayments
  • · Early repayment (no penalty)
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian citizen or permanent resident
  • · Amount $15,000 to $100,000
  • · Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners o…

Published by Credit Union SA under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.