Credit Union SA
Education Community Variable Rate Personal Loan
Our Education Community Variable Rate Personal Loan is is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.
Personal loansBank updated 29 June 2026
At a glance
- Variable
- 12.60% · 12.60% comparison
- Loan size
- $5,000 to $50,000
- Upfront fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | — | 12.60% | 12.60% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Increase to an existing personal loan | Event | No fee | — | — |
| Personal loan application | Upfront | No fee | — | — |
§ 03 — Features
Redraw
- · Unlimited extra repayments
- · Early repayment (no penalty)
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian citizen or permanent resident
- · Amount $5,000 to $50,000
- · Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners o…
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.