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Education Community Variable Rate Personal Loan

Our Education Community Variable Rate Personal Loan is is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

Personal loansBank updated 29 June 2026
Apply at Credit Union SA ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Variable
12.60%12.60% comparison
Loan size
$5,000 to $50,000
Upfront fee
$0

Rates

The one rate Credit Union SA publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
VariableP&I--12.60%12.60%-

Fees

2 fees published, grouped by when they're charged.

When you take it out1

  • Personal loan application
    No fee

When particular things happen1

  • Increase to an existing personal loan
    No fee

Features

Redraw
  • Unlimited extra repayments
  • Early repayment (no penalty)

Eligibility and limits

  • Minimum age 18
  • Residency: Australian citizen or permanent resident
  • Amount $5,000 to $50,000
  • Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners o…

Published by Credit Union SA under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.