The Finance Algorithm
Ducati Financial Services logoDucati Financial Services

Consumer Loan

Consumer Loan is a convenient and flexible option for people who use their motorcycle for predominantly, personal use. It allows you to borrow up to 100% of the funds needed to purchase a new motorcycle. You make regular repayments back to Ducati Financial Services to pay back the money you borrowed

Personal loansRates on applicationLender updated 3 July 2026

At a glance

Pricing
Rates on application
Fixed
9.18%, 9.92% comparison
Upfront fee
$520

Rates

The one rate Ducati Financial Services publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-9.18%9.92%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$520Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $520

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200

Eligibility and limits

  • Please refer to Ducati Financial Services for more information
  • Please refer to Ducati Financial Services for more information

Published by Ducati Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.