The Finance Algorithm

At a glance

Variable
3.75%
Loan size
$3,000 to $30,000
Upfront fee
$149

Rates

Every rate Gateway Bank publishes for this personal loan, 2 in all.

TypeApplies toTermBandRateComparisonConditions
VariableEco Loan (Personal Loan) - Existing Customer SpecialP&I--3.75%--
VariableEco Loan (Personal Loan)P&I--5.75%--

Fees

One fee published, grouped by when they're charged.

When you take it out1

  • Establishment Fee

    Payable at settlement per loan

    $149

Features

RedrawDigital bankingUnlimited transactions

Eligibility and limits

  • Minimum age 18
  • Amount $3,000 to $30,000
  • The Gateway Eco Personal Loan is available for the purchase and or installation of a range of features to help improve the efficiency of your home and reduce your impact on the environment: Solar & p…

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.