Greater Bank
Unsecured Personal Loan
Personal loan without any need for security
Personal loansBank updated 9 Sept 2026
At a glance
- Fixed
- 8.99% · 9.39% comparison
- Loan size
- $5,000 to $50,000
- Upfront fee
- $275
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | — | 8.99% | 9.39% | — |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Foreign currency deposit fee | Deposit | $5 | — | — |
| Information fee - Per Page | Enquiry | $1 | — | Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you… |
| Information fee | Enquiry | $20 | — | $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan… |
| Mercantile agents fee | Event | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security. |
| Default Administration Fee | Late payment | $20 | — | In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. |
| Default notice fee | Late payment | $50 | — | Payable when we send you a notice informing you of a default under this contract |
| SMS alert fee | Transaction | $0.20 | — | Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. |
| Establishment fee | Upfront | $275 | — | — |
| Bank transfer fee | Withdrawal | $8 | — | Applicable when receiving an inward RTGS (Real time gross settlement) |
| EasyPay notification fee - Letter | Withdrawal | $8 | — | — |
| EasyPay notification fee - SMS | Withdrawal | $0.20 | — | — |
| Redraw over-the-counter fee | Withdrawal | $30 | — | Each time you re-borrow money by making written application to any branch of Greater Bank Ltd. |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to individuals
- · Amount $5,000 to $50,000
- · Must be identifiable in terms of legislative requirements. Lending criteria apply.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Greater Bank Limited under the Consumer Data Right, last changed by them on 9 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.