Greater Bank
Unsecured Personal Loan
Personal loan without any need for security
Personal loansBank updated 24 Sept 2026
At a glance
- Fixed
- 8.99% · 9.39% comparison
- Loan size
- $5,000 to $50,000
- Upfront fee
- $275
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | — | 8.99% | 9.39% | — |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Foreign currency deposit fee | Deposit | $5 | — | — |
| Information fee - Per Page | Enquiry | $1 | — | Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you… |
| Information fee | Enquiry | $20 | — | $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan… |
| Mercantile agents fee | Event | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security. |
| Default Administration Fee | Late payment | $20 | — | In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. |
| Default notice fee | Late payment | $50 | — | Payable when we send you a notice informing you of a default under this contract |
| SMS alert fee | Transaction | $0.20 | — | Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. |
| Establishment fee | Upfront | $275 | — | — |
| Bank transfer fee | Withdrawal | $8 | — | Applicable when receiving an inward RTGS (Real time gross settlement) |
| EasyPay notification fee - Letter | Withdrawal | $8 | — | — |
| EasyPay notification fee - SMS | Withdrawal | $0.20 | — | — |
| Redraw over-the-counter fee | Withdrawal | $30 | — | Each time you re-borrow money by making written application to any branch of Greater Bank Ltd. |
§ 03 — Features
RedrawExtra repaymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to individuals
- · Amount $5,000 to $50,000
- · Must be identifiable in terms of legislative requirements. Lending criteria apply.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Greater Bank under the Consumer Data Right, last changed by them on 24 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.