The Finance Algorithm
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Hino Consumer Fixed Rate Loan

Hino Consumer Fixed Rate Loan

Personal loansRates on applicationLender updated 1 July 2026

At a glance

Pricing
Rates on application
Loan size
$5,000 to no maximum
Upfront fee
$395
Monthly fee
$8

Fees

11 fees published, grouped by when they're charged.

  1. When you take it outUp to $912.253 fees, each listed below
  2. While you hold it$8 a monthAccount Administration Fee
  3. When you close it or pay it offVariesEarly Termination Fee

When you take it out3

  • Dealer Agency Fee

    This fee covers the dealership’s cost of preparing your finance application on Hino Financial Service’s behalf. The Hino Finance & Insurance Manager within the dealership is responsible for explainin…

    $912.25
  • Establishment Fee

    The cost to set-up your approved loan with Hino Financial Services. It is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Lo…

    $395
  • Vehicle Security Registration Fee

    The cost of registering Hino Financial Service’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help pro…

    $6

While you hold it1

  • Account Administration Fee

    A monthly fee for the management of your loan account.

    $8 a month

When you make a transaction3

  • Account Payment Card Fee

    For replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date.

    $5
  • Payment Method Fee – BPay

    Processing each payment made by BPay.

    $1.50
  • Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)

    Processing each payment made by BillPay, Cheque, or Direct Deposit.

    $3

If a payment is late or fails2

  • Payment Dishonour Fee

    If your Direct Debit or Cheque payment is dishonoured. Check that your account has sufficient funds when payments are due to be debited. You can also change the date of your payments by calling the N…

    $3.25
  • Late Payment Fee

    If you’re late or miss a repayment, and your account goes into arrears. Hino Financial Services will contact you about the overdue amount, and this is mentioned in your loan contract as an Arrears Fo…

    $25 30 days after it's due

When you close it or pay it off1

  • Early Termination Fee

    This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…

    Varies

Other fees1

  • Information Request Fee

    If you request contract documentation by calling the Hino Financial Services National Customer Solutions Centre.

    $25

Features

Extra repaymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Amount from $5,000, no maximum
  • Minimum loan term 12 months
  • Maximum loan term 84 months

Published by Hino Financial Services under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.