The Finance Algorithm
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Kawasaki Motors Finance - Select Consumer Loan

A consumer loan designed to help customers purchase a new or used asset for personal use. The loan features a fixed interest rate and no deposit requirement.

Personal loansLender updated 19 Sept 2026

At a glance

Fixed
11.40%12.51% comparison
Loan size
$3,000 to $7,499.99
Upfront fee
$395
Monthly fee
$7.95

How it compares

This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This personal loan: 11.40%Every other institution's lowest, 11 in all

From a carmaker's finance arm, for its own vehicles, through its dealers. One dot per institution, at its lowest carmaker finance rate anyone can apply for; hover or tap a dot for its name.

RateThis personal loanBest anywhereTypical institutionWhere it sits
Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers11.40%2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan4.99%of 12 institutions12th lowest of 12

Rates

The one rate Kawasaki Motors Finance publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
FixedFixed interest rate for a Consumer Loan on a 2, 3, 4 or 5 year term.P&I5 yrs fixed-11.40%12.51%-

Fees

8 fees published, grouped by when they're charged.

  1. When you take it outUp to $3954 fees, each listed below
  2. While you hold itUp to $7.952 fees, each listed below
  3. When you close it or pay it off$0 to $500Early termination fee

When you take it out4

  • Establishment fee
    $395
  • Introducer origination fee

    The origination fee will vary based on your introducer.

    $0 to $595
  • Personal Property Securities Register (PPSR) fee

    Fee payable for each security to be registered as a security interest on the PPSR website.

    $6
  • Security registration administration fee

    Fee payable for each security to be registered as a security interest on the PPSR website.

    $3.95

While you hold it2

  • Fortnightly repayment fee

    Payable each time a fortnightly repayment is due.

    $3.95 every 14 days
  • Monthly repayment fee

    Payable each time a monthly repayment is due.

    $7.95 a month

If a payment is late or fails1

  • Dishonour fee

    Payable each time a payment instruction is dishonoured.

    $25

When you close it or pay it off1

  • Early termination fee

    Payable if the balance outstanding is repaid in full 6 months or more before the end of the loan term. The early termination fee is calculated as 5% of the balance outstanding up to a maximum of $500.

    $0 to $500

Features

  • Finance available for new and used assets including motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets or trailers.
  • Available terms of 2, 3, 4 and 5 years.
  • Have the certainty of a fixed interest rate and repayment amount for the life of the loan.
  • Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options.
  • Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria.

Eligibility and limits

  • Minimum age 18
  • Residency: Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
  • Available to individuals
  • Amount $3,000 to $7,500
  • Applicants must hold a valid licence suitable for the asset being financed.

Published by Kawasaki Motors Finance under the Consumer Data Right, last changed by them on 19 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.