The Mutual BankSecured Personal Loan
A secured personal loan for worthwhile purposes, secured by a vehicle up to the age of 7 years old.
At a glance
- Pricing
- Rates on application
- Fixed
- 7.99%, 8.27% comparison
- Loan size
- $5,000 to $150,000
- Upfront fee
- $200
Rates
The one rate The Mutual Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 7 yrs fixed | - | 7.99% | 8.27% | - |
Fees
5 fees published, grouped by when they're charged.
When you take it out1
- LOAN_APPLICATION_FEE_PERSONAL_LOAN
Payable to cover costs when you apply for a loan.
$200
When particular things happen4
- DEFAULT_ADMINISTRATION_FEE
Payable to us when the borrower (or security provider) has not performed an obligation on time including an obligation to pay money. This fee is payable monthly commencing one month after the obligat…
$50 - PPSR_SEARCH_&_REGISTRATION_FEE
Amount not ascertainable. ayable to us to cover the cost when we undertake a search of and register our interest in the Personal Property Securities Register for a vehicle and/or equipment that we ar…
$0 to $0 - RENEGOTIATION_FEE
Per renegotiation. Payable to us whenever we agree to renegotiate or vary conditions on your loan other than altering interest rate options.
$300 - SECURITY_SUBSTITUTION_FEE
Per new security. Payable to us to substitute a new security for an existing one.
$300
Features
- No early repayment fee
- Loan terms up to 7 years
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or a permanent resident of Australia or otherwise approved
- Available to individuals
- Amount $5,000 to $150,000
- Secured by vehichle up to the age of 7 years old at the time of application
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Published by Maitland Mutual Limited under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.