Mazda FinanceFixed Rate Car Loan
Take control with a Fixed Rate car loan tailored to you. Select a car loan term up to 7 years, choose your repayment frequency and the option to include a deposit or a balloon payment.
At a glance
- Pricing
- Rates on application
- Loan size
- $5,000 to no maximum
- Upfront fee
- $395
- Monthly fee
- $8
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $912.253 fees, each listed below
- While you hold it$8 a monthAccount Administration Fee
- When you close it or pay it offVariesConsumer Loan Early Termination Fee
When you take it out3
- Dealer Agency Fee
This fee covers the dealership’s cost of preparing your finance application on Mazda Finance’s behalf. The Business Manager is responsible for explaining the different types of finance products to yo…
$912.25 - Establishment Fee
The cost to set up your approved loan with Mazda Finance. It is payable upon loan settlement and can be included within the amount financed. This is referred to in your contract as your Loan Account…
$395 - Vehicle Security Registration Fee
The cost of registering Mazda Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help protect cons…
$6
While you hold it1
- Account Administration Fee
A monthly fee for the management of your loan account.
$8 a month
When you make a transaction2
- Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)
This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular rep…
$3 - Payment Method Fee- Bpay
This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don't pay fees on your regular repayments.
$1.50
If a payment is late or fails2
- Payment Dishonour Fee
This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited. You can also cha…
$3.25 - Late Payment Fee
This fee applies if you’re late or miss a repayment, and your account goes into arrears. Mazda Finance will contact you about the overdue amount, and this is mentioned in your loan contract as an Arr…
$25 30 days after it's due
When particular things happen2
- Information Request Fee
This fee applies if you request contract documentation from the Mazda Finance National Customer Solutions Centre. You can avoid this fee by logging into Mazda Finance Online where you can view, downl…
$25 - Account Payment Card Fee
This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Dir…
$5
When you close it or pay it off1
- Consumer Loan Early Termination Fee
This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…
Varies
Features
- Enjoy the certainty of a fixed rate car loan with Mazda Finance and know your interest rate is locked in for the term of your loan. You will always know your repayments, providing you peace of mind i…
- Tailor your car loan to suit you. Select your loan term from 1-7 years, then choose weekly, fortnightly or monthly repayments to fit your pay cycle, savings plan and other expenses
- Our interest rates do not follow a one size fits all approach. Instead, with our sophisticated software we calculate a fully transparent interest rate based on your individual circumstances.
- To view Mazda Finance's current finance offers, please click on more info to visit our offers page. T&Cs apply.
Eligibility and limits
- Minimum age 18
- Amount from $5,000, no maximum
- Minimum loan term 12 months
- Maximum loan term 84 months
Compare it with others
Put this product through a calculator
Published by Mazda Finance under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.